Cologne 5.15 National Investor Protection Publicity Day - Rational Investment, Risk Prevention
Cologne 5.15 National Investor Protection Publicity Day - Rational Investment, Risk Prevention
The China Securities Regulatory Commission set up the "May 15 National Investor Protection Publicity Day", aiming to further advocate a rational investment culture, condense the consensus of all parties in the market, form a good atmosphere in which everyone cares, cares for and pays attention to the legitimate rights and interests of small and medium-sized investors, and makes the concept of investor protection deeply rooted in the hearts of the people and become a conscious action of everyone.
In 2021, the third National Investor Protection Publicity Day, Cologne Co., Ltd. actively responded to the call of Liaoning Securities Regulatory Bureau, bravely shouldered corporate social responsibility, launched the "5.15 National Investor Protection Publicity Day" publicity activities, and took this as an opportunity to actively implement the new Securities Law and do a solid and serious job in protecting the rights and interests of investors. Here's a reminder to investors: rational investment and risk prevention.
Classic case:
Case 1: Do not disclose account and password Mr. Zhao and Mr. Liu are business friends, and at the same time open an account in a futures company for trading, because Mr. Zhao often travels and can not pay attention to the futures market and account positions at any time, Mr. Liu took the initiative to ask to take care of the futures account for Mr. Zhao, Mr. Zhao did not think much and informed Liu of the futures account password, during Zhao's business trip, Liu placed orders without Zhao's consent to trade and caused major losses, Zhao believed that Liu deliberately retaliated because of business matters, and took him to court. Case study: Any entrustment made using the password is regarded as a valid entrustment of the investor himself, and the loss caused by the leakage of the password and the theft of funds shall be borne by the investor. Therefore, investors should pay attention to password security. When using online trading, you should install genuine anti-virus originals and firewalls, download market quotations and trading software on the official website of futures companies, and try to avoid online trading in public places such as Internet cafes. Tips: 1. When setting the password and keeping the password, you should set a password that combines English, numbers and symbols when conditions permit, and modify it regularly; 2. Try not to use your or your family's birthday and phone number to set a password; 3. The transaction password of the account should not be the same as the password of the email address, QQ number, etc.; 4. Do not save the password in the use of futures trading software; 5. Pay attention to the surrounding environment when entering passwords in public places; 6. Never tell outsiders the password.
Case 2: Opening an account without another person's name Lao Zhang wanted to open an account to engage in futures trading, but because his family objected, he discussed with his friend Liu, borrowed Liu's ID card and bank account, and opened a futures account by mailing a contract. After half a year, due to problems with Liu's accounting situation, all assets were frozen, including the assets of the futures account opened in Liu's name. Case study: Futures regulations stipulate that natural person investors must personally complete the account opening procedures, sign the account opening documents, and may not entrust an agent to handle the account opening procedures on their behalf. When opening an account, an institutional investor must present a power of attorney from the institutional investor, an agent's ID card and other account opening documents. The investor margin charged by the futures company belongs to the investor. If you open an account in the name of another person, it is easy to cause corresponding property disputes. Tips: 1. Investors opening futures accounts should ensure that the account opening information submitted by them is true, accurate and complete; 2. Investors shall not provide their futures accounts to others for use; 3. In accordance with the relevant laws and regulations on anti-money laundering, investors should also personally handle non-over-the-counter transactions such as account cancellation, agency authorization or cancellation, password loss, modification of basic customer information, opening online transactions, telephone transactions and other non-counter transactions.
Case 3: Precautions for entrusting others to trade Entrusted to others must be cautious. In foreign countries, futures investment funds have long been legalized, the fund itself is subject to strict supervision, the current operation and historical situation of each public fund must be regularly announced, coupled with the development of the fund industry, it has also produced a large number of fund review institutions, providing investors with analysis and comparison reports of the fund industry at any time. Excellent funds and star fund managers are sought after, while underperforming funds are spurned. In this case, the risk of the investor's entrusted transaction is correspondingly reduced. In China, the asset management business of futures companies has also begun to be legalized, but even so, the client's eyes need to be kept open to protect their rights and interests from infringement. Here, we make the following suggestions to investors who intend to entrust others to trade: 1. Don't easily believe the past performance boasted by those who come to the door themselves, unless you see it with your own eyes, and resolutely refuse to those lobbyists who pat their chests and wisdom to win and will not lose, because the person who says this has exposed that he does not know how deep the water of futures is, if he really has this ability, why not pay for it himself; 2. Even if you find a more ideal trustee, you must grasp the initiative when opening a futures trading account, for example, find a suitable futures brokerage company to open an account, only give the trustee the right to trade, and do not give the trustee the right to deposit and withdraw funds; 3. Some trustees desperately copy orders in order to obtain rebates or fee sharing from brokerage companies, basing their wealth on the basis of customer losses. In order to curb this impulse to speculate, investors can adopt the profit sharing model when agreeing on remuneration with the trustee, and at the same time negotiate a non-rebate but lower handling fee with the futures brokerage company; 4. Check your transaction records frequently and take timely measures if you find problems. Of course, even if a more ideal trustee is found, it cannot be considered that the trustee can only win and cannot lose, after all, this is futures trading, even the master has a time to lose. The main trustee was conscientious and conscientious, and his ingenuity was also enough.
Case 4: Beware of the joint deception of "bookmakers" and "big Vs" Recently, the media reported that some stocks have "big V" with "bookmakers" shipments, flickering stock recommendations, investors after taking over the stock price plummeted and suffered heavy losses, so we need to be highly vigilant. The "market maker" unites the so-called stock market "big V", "stock god", "investment advisor" and "experts" to take advantage of the mentality of individual investors who prefer insider information and like to make lazy money with the bank, attract attention and add friends, and then create stock trading exchange groups and stock recommendation live broadcast rooms to analyze the market and comment on individual stocks. After winning the trust of investors, and then using "insider stocks will have big moves", "certain floating capital has been in place", "10,000 people jointly open positions to make money together" and other rhetoric to lure investors into buying for a limited time, current price, and full position, which is actually to ship for the bookmaker. When the stock price plummeted, investors woke up, the stock speculation exchange group and the stock recommendation live broadcast room had been closed and cleaned up, and the "bookmakers" and "big Vs" had disappeared. Tips: There is no free lunch in the world, the so-called "bookmakers" and "big V" enthusiastic stock recommendation must have a plan, please be vigilant and maintain a rational investment mentality to avoid being deceived.
Case 5: Beware of the "virtual disk" scam in the name of capital allocation and stock speculation When Mr. Wang browsed the website, he saw a pop-up window on the web page of over-the-counter capital allocation of stocks, and the pop-up window showed "stock speculation artifact, arbitrary allocation of funds, ultra-low interest commission, and the same day", "cooperation with major brokerages, you can check the order status through level-2", "provide 1-10 times leverage, the profit belongs to you, and the excess loss calculation platform". Mr. Wang clicked the pop-up link to log in to the "CH Capital Matching Platform" for a moment, registered as a member according to the prompts of the customer service staff of the platform, bound the bank card, and began to recharge and apply for capital matching in the platform. Among them, part of the money recharged by Mr. Wang was used as a security deposit to the matching platform, and the matching interest paid in the name of "pre-deposited management fee" was also paid before the matching operation. Initially, Mr. Wang used the platform to make a small profit, but the platform prompted him to top up a large amount of funds before he could withdraw it. As long as Mr. Wang applies for withdrawal every time, the platform will ask Mr. Wang to add funds. Later, the stocks operated by Mr. Wang on the platform reached the closing line set by the platform, and because Mr. Wang failed to call margin, the platform automatically closed the position. At the same time, because Mr. Wang opened an account on the platform, he could only use the software provided by the platform when matching funds, and he could not query his transaction records on any other brokerage trading software, so he found himself caught in the "virtual disk" fraud. Tips: The so-called "virtual order" means that the stock transactions conducted by investors on various funding platforms are not really connected to the brokerage system, but only investors and matching companies are opponents of each other, and the more investors earn, the more the matching company loses. When the platform shows that there are more profits, the matching company will set up a webpage to prompt investors to register an account and cannot log in or the platform website cannot be opened, so that investors cannot withdraw money. This type of transaction is actually a new type of fraud. Here, investors are reminded to participate in stock investment to open a securities account in a legally approved securities company for trading, enhance their awareness of risk prevention, and stay away from over-the-counter capital allocation.
Case 6: Beware of traps in live broadcast rooms and WeChat groups Zhu, who claims to be a stock master and Internet big V, conducts stock live broadcasts in the live broadcast room of the "DS Financial Live Broadcast Platform", and often shows his strength to shareholders watching the live broadcast by catching the price limit board and recommending bull stocks. Ms. Qian was thrilled after watching Zhu's live broadcast, so she joined the "high-end stock exchange group" announced by Zhu in the live broadcast room. In the WeChat group, Zhu will "give away cattle stocks for free" from time to time, and sometimes send some "insider information" that he has mastered. During the period, many friends in the WeChat group spoke enthusiastically to thank Master Zhu for recommending them to continuously obtain the price limit board. At this time, Zhu proposed that he could pay the membership fee to become a VIP to obtain a long-term and exclusive bull stock recommendation, and after making a profit, he would dividend according to the method of fifty-five shares. Ms. Qian thought that she could not miss the opportunity to obtain exclusive bull stocks and insider information, so she transferred tens of thousands of yuan of membership fees to Zhu through WeChat and agreed to the sharing proposal. At first, Ms. Qian occasionally bought the stocks recommended by Zhu, and some made a small profit, but then Ms. Qian found that the stocks recommended by Zhu fell when the market was not good, and she lost a lot of money. And when Ms. Qian contacted Zhu again, Zhu immediately disbanded the WeChat group. Ms. Qian only found out that she had been deceived, and the WeChat stock exchange group she joined before was all "trusts" in Zhu's fraud trap except herself. Tips: Institutions engaged in securities investment consulting shall obtain relevant licenses from the China Securities Regulatory Commission, and those engaged in securities investment consulting shall have securities investment consulting qualifications. Before investors purchase securities investment consulting services, they can check whether relevant institutions or personnel have the corresponding qualifications through the websites of the China Securities Regulatory Commission and the Securities Association of China, so as to prevent being deceived, and should be vigilant to avoid investment losses.
Case 7: Beware of external trading platform fraud Uncle Chen is an old shareholder who likes to talk to people about his stock trading experience, and one day, he joined a WeChat group called "Master Investment Exchange". There are many active users in the group who pretend to be "teachers" and teach investment skills. When the market is not good, teachers often declare in the group that they can't make money in the stock market at present, and investing in crude oil, gold, stock index, foreign exchange, etc. in Hong Kong, New York, London and other markets can get fast and high returns. Uncle Chen in the fast high return lured through the "teacher" sent link to log in to the "FT futures trading platform" website, the web page shows that the company is registered overseas "RF futures company" mainland general agent, overseas can be traded index, futures, gold, silver and other products can be operated on the platform, and the platform also provides expert special guidance and other services, investors only provide ID card and bank account number can open a transaction, the transaction is very simple and fast. But after trading for a period of time, Uncle Chen found that the principal had gone or not, those so-called teachers could not be contacted on WeChat, inquired about their bank accounts, the funds were transferred out through third-party payment as "consumption", and their money did not know where to go, only to find themselves caught in the so-called external futures trading fraud. Tips: According to national regulations, no unit or individual shall operate futures business without approval, and domestic units or individuals shall not engage in overseas futures trading in violation of regulations. A large number of so-called external trading platform websites have not been ICP recorded, the websites are hosted on overseas servers, and domestic investors participate in overseas futures and other transactions through such platforms, and their own rights and interests cannot be effectively protected. Here's a reminder to the majority of investors to be wary of the propaganda that "external futures can make a lot of money", and do not participate in "external futures" trading, so as not to be deceived and suffer losses.Liaoning Kelong Fine Chemical Co., Ltd